Regulatory Information
U.S. Entity
iBnk Vault LLC
United States
Australian Entity
Intellifusion Pty Ltd
Australia
iBnk is a global service operated by iBnk Vault LLC (United States) and Intellifusion Pty Ltd (Australia).
No Banking Services: iBnk does not provide banking, financial, or investment services, nor does it engage in any regulated activity that would require licensing under applicable laws.
No Financing Activities: iBnk does not conduct lending, deposit-taking, or any other financing business.
Third-Party Custody: All funds and digital assets are safely held and settled through regulated third parties, including iBnk's partner banks and Fireblocks, an institutional-grade digital asset custodian.
Partner Bank Accounts: Global multi-currency accounts opened via iBnk are established and maintained independently by iBnk's partner banks under their respective regulatory frameworks.
No Direct Control: iBnk itself does not directly hold or control customer funds or digital assets.
iBnk is designed to provide a secure, transparent, and compliant experience for global users to access cross-border settlement and stablecoin payment connectivity. All related transactions and asset movements are executed by regulated partners within their respective jurisdictions.
iBnk Vault LLC is registered with the U.S. Financial Crimes Enforcement Network (FinCEN) as a Money Services Business (MSB).
Intellifusion Pty Ltd is registered in Australia and is in the process of obtaining Digital Currency Exchange (DCE) registration.
By accessing or using iBnk's website or application, you acknowledge that you have read, understood, and agreed to be bound by the Terms and Conditions, including all provisions on risk disclosure, limitation of liability, and governing law.
Critical Disclaimer
iBnk is not a bank. All customer assets are safeguarded through compliant banking and custodial partners.
Multi-currency fiat accounts are held with regulated partner banks operating under their respective banking licenses and regulatory frameworks.
Digital assets and stablecoins are custodied through Fireblocks, an institutional-grade digital asset infrastructure provider with comprehensive insurance coverage.
All transactions are subject to KYC/AML/CTF compliance checks conducted by iBnk and its regulated partners in accordance with applicable laws.
Our partner institutions are subject to ongoing regulatory supervision by relevant authorities in their respective jurisdictions.
Intellifusion Pty Ltd
Registered in Australia
Important Notice: This Legal & Compliance Statement is provided for informational purposes only and does not constitute legal, financial, or investment advice. Users should consult with appropriate professionals regarding their specific circumstances and obligations.