Money, without borders.
Hold any currency, send anywhere, pay from any chat. One universal account across borders.
- Universal Hybrid Wallet
- T+0 cross-border remittance
- Voice-Driven Transfers to your friends
- Optimized FX Conversions






One call for live quotes and instant global settlement.
Universal Account
Bonding
Every payment is routed through bank or blockchain — whichever is faster and cheaper.
Funds held at partner banks. Settled via SWIFT, SEPA, ACH and NPP.
Secured by MPC wallet infrastructure. Real-time on-chain settlement.
Whether you're sending money home, scaling a business, or deploying AI agents — iBnk gives you the rails.
Hold any currency, send anywhere, pay from any chat. One universal account across borders.
Hold modern digital dollars and traditional fiat side-by-side. Pay anyone, anywhere, in seconds—without the usual bank delays.
Give your AI agent its own scoped key into your iBnk account — with the spending limits and audit trail you set. Same wallet, same rails, programmatic access.
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iBnk is invite-only during beta. Every member is here because someone vouched for them.
Got pulled in by a friend
Was on the waitlist for weeks. Finally got the code from someone in the early cohort. Already moved my payroll over.
Quietly the best thing in my stack
A friend slipped me a code with a “don't share it widely yet” note. Now I get why.
Three contractors asked me for an invite
I only have two codes left. People are starting to figure out what this is.
Worth the wait
Two months on the waitlist, one referral, and suddenly cross-border just works. I get why they're gating it.